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Things that can Cut Our Spending


There are many ways for us to save money but one of them is cutting down on our spending. Have you ever been in that awkward situation when you start the day with a certain amount of money and because of oblivious spending, you suddenly wonder where your money went? Well, maybe it’s time to take a little more control on your spending. We’re not saying spending is bad, what we’re saying is that there are so many ways for you to be able to cut your spending.

Here are a few ways for you to cut your spending:

1. Do Groceries
Groceries are a great way for you to save! Even those snacks you’ve been craving, instead of buying them from a convenience store or a store where it would cost a little more. Another great thing about going to the grocery is that you get to buy by bulk which means that you get more at a cheaper price. You also get great deals at the grocery! Not only do you get to buy more, but you get to buy cheaper food.

2. Plan Your Week
Planning your meals for the week might seem a bit odd but it is the perfect way for you to be able to maximize your groceries and ration your meals. This also pushes you to cook which means you save a lot on food. Rather than always buying form outside, why not cook at home? You could start by once a week, then thrice a day, then everyday, then twice a day. Really depending on your schedule and discipline. You can even cook or prepare your food in advance and just leave them in the refrigerator for when you are scheduled to eat them.

3. Bring a Tumbler
We all need water. And although water doesn’t seem like much of an expense, it is actually a great one considering how many times we buy bottled water on a regular basis. Bringing a tumbler lets you drink water from your home anywhere you go. This might even be really convenient later on once you suddenly find yourself thirsty without any place that sells water nearby.

4. Bring Snacks/Food
This is an obvious way to save up on money. Even the cheapest meals you’d be able to eat at the Hawker Centers might even be more expensive than what you get to cook at home. Besides, with your low budget, there are very few options available. When you cook your food and bring it with you, or at least bring snacks with you, you are not only saving up on money, you are also giving yourself the liberty of choice.

Here are a few things you can do to cut your spending. Why spend extra when you can save?

Why Keeping a Journal is Beneficial for You


When people hear the word “journaling”, their memory immediately takes them back to the time of their childhood when they keep a diary. It’s not a far off idea. Diary writing mostly focuses on the events of a specific day while writing a journal entails the examination of your thoughts and feelings.

Sure, it can take a lot of work and commitment to keep a journal but at the end of the day, the benefits come right back to use. Not convinced yet? Here are five reasons why you should definitely keep a journal.


  1. Your journal is your therapist.

Getting a therapist is expensive. Why spend a lot of cash when there’s a cheaper alternative? The process of writing a journal is like talking to a therapist or a trusted friend. You have several hours of full uninterrupted confession of your thoughts and feelings. You can write in your journal things you wouldn’t even dream of telling another human being.


  1. You discover more things about yourself.

When you start to write things about yourself, you are on a path to self-discovery. Keeping a journal helps you track your own behavioral patterns. You see a pattern of how you achieve your goals and how you react to the challenges that come your way. You see how you deal with relationships, personal growth and career-driven decisions.


  1. Journaling is affordable and accessible.

Keeping a journal is inexpensive. You can also bring it wherever you go, convenient for times when you just suddenly have the urge to jot down something.


  1. Journaling is a portal of creativity.

Writing in a journal aids in problem solving and enhances a person’s creativity. Writing down your thoughts can help release pent up feelings and can be an avenue where you explore different activities and modes of self-expression.


  1. Journaling cements your place in history.

Journals celebrate your dreams and aspirations in life. It gives a voice to your future plans but at the same time, it is also a safe place to divulge even the strangest thoughts you have minus the judgment. Your journal is a record of your life as you reach these goals.



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